Micro Financing-i without Panel

  • Shariah Concept
     Tawarruq
  • Eligible Economic Sector
    • Agriculture
    • Services
  • Loan Size
     RM 1,000 – RM 50,000
  • Eligible Customers
    • Self-employed individuals
    • Micro enterprises
  • Purpose of Financing
    • Working capital
    • Capital expenditure
  • Provide easy access to financing
  • Simple loan procedures allowing for fast disbursement
  • Incentives to encourage good repayment practices
  • Takaful / Insurance protection provided by Bank
  • Training and guidance for borrower development is provided
  • Full-time Micro enterprises
  • Place of residence is within the business vicinity
  • Age between 18 - 65 years old
  • Have valid business
  • license / permit / registration
  • At least with 2 years business experience
  • Copy of MyKad
  • Recommendation self-help group members
  • Proof of business 
    (e.g. business registration/license/permit)
  • Proof of income
     (e.g. bank statement)