Home Financing-i

  • Under Construction
  • Completed / Auction / Subsale
  • Refinancing
  • Purchase and Redemption of Residential Land
  • Construction of House
  • Age not less than 18 years old on the date of application and not more than 70 years old at the end of financing tenure
  • Not bankrupt
  • No bad records with any other Banks or financial institutions
  • Joint Application is allowed and must be related / direct family members:
    • Husband/Wife
    • Parents
    • Children
    • Siblings
 
Category Documents
Fixed Income • Copy of MyKad or
• Authority Card (Police/Military)
• Latest 3 consecutive months salary slips
• Latest 3 months of bank statement
• Latest EPF statement/EA form
• Confirmation Letter of Employment
Non-Fixed Income (Source from Business) • Copy of MyKad or
• Authority Card (Police/Military)
• Latest 6 months bank statement (Individual/Business)
• Business registration/Form 24 or 49
• B Form with Payment Receipt
Property Documents • Sale & Purchase Agreement
• Copy of Title
• Offer to Purchase from Developer
• Booking Receipt
• Memorandum of Sale: Auction
• Valuation Report: Completed/Auction/Subsale/ Refinancing/Construction of House

Package

Financing with MRTT

Financing without MRTT

Home Financing-i Financing Amount Profit Rate Financing Amount Profit Rate
 Below RM 200,000  BR + 1.30% Below RM 200,000 BR + 1.40%
 RM 200,000 - RM 349,999  BR + 1.00%  RM 200,000 - RM 349,999  BR + 1.10%
 RM 350,000 & above  BR + 0.80%  RM 350,000 & above  BR + 0.90%
 
  • Base Rate (BR): 3.85% MRTT = Mortgage Reducing Term Takaful
  • TENURE Maximum financing period 35 years or aged 70 years; whichever is earlier
  • Biro Perkhidmatan Angkasa
  •  Salary Deduction
  • Savings Account-i Deduction
  • Post Dated Cheque
  • Standing Instruction
  • Cash
  • Financing up to 95% including MRTT