Home Financing-i

Home Financing-i (Zero Entry Cost)

  • Under Construction
  • Completed / Auction / Subsale
  • Refinancing
  • Purchase and Redemption of Residential Land
  • Construction of House
  • Age not less than 18 years old on the date of application and not more than 70 years old at the end of financing tenure
  • Not bankrupt
  • No bad records with any other Banks or financial institutions
  • Joint Application is allowed and must be related / direct family members:
    • Husband/Wife
    • Parents
    • Children
    • Siblings
 
Category Documents
Fixed Income • Copy of MyKad or • Authority Card (Police/Military) • Latest 3 consecutive months salary slips • Latest 3 months of bank statement • Latest EPF statement/EA form • Confirmation Letter of Employment
Non-Fixed Income (Source from Business) • Copy of MyKad or • Authority Card (Police/Military) • Latest 6 months bank statement (Individual/Business) • Business registration/Form 24 or 49 • B Form with Payment Receipt
Property Documents • Sale & Purchase Agreement • Copy of Title • Offer to Purchase from Developer • Booking Receipt • Memorandum of Sale: Auction • Valuation Report: Completed/Auction/Subsale/ Refinancing/Construction of House
  • Biro Perkhidmatan Angkasa
  •  Salary Deduction
  • Savings Account-i Deduction
  • Electronic Payment
  • Financing up to 95% including MRTT