Home Financing-i (My 1st Home Scheme)

  • Under Construction
  • Completed / Auction / Subsale
  • Margin of financing up to 105%
  • Malaysian Citizen
  • Age of applicant not exceed 35 years
  • Individual or joint applications
  • Only spouse are allowed for joint application
  • First time home buyer
  • Purchase for own occupation

Category

Documents

Fixed Income • Copy of MyKad; or • Authority Card (Police/Military) • Latest 3 consecutive months salary slips • Latest 3 months of bank statement • Latest EPF statement/EA form • Confirmation Letter of Employment
Property Documents • Sales and Purchase Agreement • Copy of Title • Offer to purchase from developer • Booking receipt • Memorandum of Sale: Auction • Valuation Report: Completed / Auction / Subsale / Refinancing / Construction House
  • Biro Perkhidmatan Angkasa
  • Salary Deduction
  • Savings Account-i Deduction (Salary Transfer)
  • Electronic Payment
  • MARGIN OF FINANCING Financing up to 105% inclusive MRTT
  • TENURE Maximum financing period 35 years or aged 70 years; whichever is earlier