Home Financing-i (PR1MA)

  • Under Construction / Completed
  • Financing Margin up to 110%
  • No Lock-in Period
  • Malaysian Citizen
  • Age not less than 21 years and not more than 70 years old at the end of financing tenure
  • Joint Application, husband and wife are allowed
  • Household income (husband & wife) between RM2,500 – RM10,000
  • Own not more than one (1) property, if any
  • Purchase for own occupation
Category Documents
Fixed Income

• Copy of MyKad; or
• Authority Card (Police / Military)
• Latest 3 consecutive months salary slips
• Latest 3 months of bank statement
• Latest EPF statement / EA form
• Confirmation Letter of Employment

Non-Fixed Income (Source from Business)

• Copy of MyKad; or
• Authority Card (Police / Military)
• Latest 6 months bank statement (Individual / Business)
• Business registration / Form 24 or 49
• B Form with Payment Receipt

Property Documents

• Offer Letter from PR1MA
• Sale & Purchase Agreement
• Copy of Title

  • Margin of financing 100% + 5% (MRTT) + 5% (legal fees)
Package Financing Amount Profit Rate
PR1MA Open BR + 0.58%
 
  • Base Rate (BR): 3.85%
  • Biro Perkhidmatan Angkasa
  • Salary Deduction
  • Salary Transfer
  • Savings Account-i Deduction
  • Standing Instruction
  • Cash
  • MARGIN OF FINANCING Financing up to 100% (Purchase Price) + 10% (5% MRTT & 5% Legal Fee & Valuation Fee)
  • TENURE Maximum financing tenure 35 years or aged 70 years; whichever is earlier