Credit Card-i Classic

  • No compounding element
  • Shariah concept
    Murabahah
  • Zero mark-up rate on all overseas transaction
  • FREE Takaful coverage
  • FREE annual fee for life
  • Benevolence of RM 1,000
  • Profit rate as low as 13.5% p.a.
  • Enjoy great discounts and privileges from MasterCard
  • Enjoy great discounts under MOTO programme
  • Accepted for Zakat payment
  • Free from profit charges 20 days from date of transaction
  • Convert Rakyat Rewards into cash 
    RM 100 = 10 points = RM 0.10

Withdrawal Service Charges

Channel

Amount for every transaction

Additional fee

Bank Rakyat’s ATM or over-the-counter

Up to RM 660

RM 21.20

More than RM 660

3% for every cash withdrawal amount

Other banks’ ATM or over-the-counter

Up to RM 400

RM 21.20

More than RM 400

5% for every withdrawal amount


Copy of Card Monthly Statement Request

RM 5.30 will be charged for every request for a copy of Card Monthly Statement


Sales Draft Request

RM 5.30 for every request for a photocopy of the Sales Draft

RM 15.90 for every request for a original copy of the Sales Draft


Card Replacement Charges

RM 50 for every replacement of card


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