Debit KADS1M

  • One card, two functions
  • Accepted by MasterCard merchants worldwide
  • Zero mark-up rate on overseas transaction
  • Not accepted for non-halal transaction
  • Convenient and safe alternative to cash
  • Can be used for retail transaction and online transaction
  • Discounts from selected merchants
  • Debit card is given for free with only RM 20 of Savings-i Account opening
  • Cash withdrawal at any Bank Rakyat ATM and non-bank ATM network worldwide of up to RM 5,000 per day
  • Shariah Concept
    Wakalah Bil Ujrah
  • Ministry of Higher Education
  • Institut Pendidikan Guru Malaysia
  • Ministry of Education
  • Other ministries determined by the KPDNKK
  • Ministry of Human Resources
  • Copy of MyKad
  • Savings-i Account
    (minimum RM10 for account opening)
  • Note: Application can be made at all higher learning institution nationwide at respective Students Affairs Office
  • Annual Fee
    • FREE for the first year
    • RM 5 for subsequent years throughout card validity
  • Request For Sales Draft
    • RM 5 will be charged for a copy of sale draft;
    • RM 15 will be charged for original copy of sale draft
  • Cash Withdrawal Fee
    • Bank Rakyat ATM - No charge
    • Other banks’ ATM or over-the-counter inside Malaysia - RM 1
    • Other banks’ ATM or over-the-counter outside Malaysia - RM 12
  • Request For Monthly Statement
    RM 5
  • Card Replacement
    RM 12