Kad Debit-i Bank Rakyat – Kopenas

  • Shariah contract, free from uncertainty
  • Can be used for retail and online purchases
  • ZERO mark-up rate on all overseas transaction
  • No processing fee
  • ZERO fee for cash withdrawal at Bank Rakyat ATM
  • Cash withrawal at any Bank Rakyat ATM nationwide and all MasterCard participating Banks worldwide of up to RM 5,000
  • FREE annual fee for first year (Normal RM8 per year)
  • Exclusive privilages at selected MasterCard outlets
  • Shariah Concept Wakalah Bil Ujrah
  • Open to all Koperasi Perkhidmatan Pelajaran Nasional Berhad (Kopenas) registered members
  • Minimum deposit of RM 10.00 for Bank Rakyat Saving-i Account opening
  • Copy of MyKad
  • Copy of member’s confirmation letter from Kopenas
  • Annual Fee
    • FREE for the first year
    • RM 8 for subsequent years throughout card validity
  • Request For Sales Draft
    • RM 5.30 for each copy of sale draft requested
    • RM 15.90 for each of the original sale draft
  • Cash Withdrawal Fee
    • Bank Rakyat ATM - No charge
    • Other banks’ ATM or over-the-counter inside Malaysia - RM 1
    • Other banks’ ATM or over-the-counter outside Malaysia - RM 12
  • Request FOR Monthly Statement RM 5.30
  • Card Replacement RM 12
  • Notes: All fees and charges are inclusive of 6% GST, if any
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