Personal Financing-i Private Sector

  • Financing amount up to RM 150,000
  • Financing tenure up to 10 years
  • Takaful coverage is optional
  • Malaysian citizen
  • Minimum age of 18 years and maximum 60 years old at the end of the financing tenure
  • Minimum fixed monthly income of RM 2,000 including fixed allowances
  • Confirmed in Employment

Documents Required

New Application

Repeated / Overlapping

Copy of MyKad / MyTentera

Latest 3 months salary slip

Latest 3 months Bank Statements of salary crediting account

 

EPF Statement

 √

And at least one (1) of the following:
  • Confirmation letter from employer
  • EA Form
  • e-B Slip by LHDN

 

 

Tenure

Flat Rate

1-10 years

4.95% - 9.37%

  • Biro Perkhidmatan Angkasa (BPA)
  • Salary Deduction
  • Salary Transfer to Bank Rakyat
  • Electronic Payment
  • Up to 25 times monthly gross income