- Amount of financing up to RM 150,000
- Financing tenure up to 10 years
- Takaful coverage is optional
- No guarantor
- Malaysian citizen
- Minimum age of 18 years and maximum 60 years old at the end of the financing tenure
- Minimum fixed monthly income of RM 2,000 including fixed allowances
- Confirmed in Employment
|
Documents Required |
New Application |
Repeated / Overlapping |
|---|---|---|
| Copy of MyKad / MyTentera |
√ |
√ |
| Latest 3 months salary slip |
√ |
√ |
| Latest 3 months Bank Statements of salary crediting account |
√ |
|
| EPF Statement |
√ |
√ |
And at least one (1) of the following:
|
√ |
√ |
|
Tenure |
Effective Rate |
Flat Rate |
|---|---|---|
|
1-10 years |
8.72%- 12.37% Per annum |
4.67%- 7.47% Per annum |
- Biro Perkhidmatan Angkasa (BPA)
- Salary Deduction
- Salary Transfer to Bank Rakyat
- Electronic Payment
- Up to 25 times monthly gross income