Personal Financing-i Public Sector

  • Amount of financing up to RM200,000
  • Financing tenure up to 10 years
  • Takaful coverage is optional
  • No guarantor
  • Fixed or floating profit rate
  • Malaysian citizen
  • Minimum age of 18 years and maximum 60 years old (at the end of the financing tenure)
  • Minimum fixed monthly income of RM1,000 including fixed allowances
  • Minimum of three (3) months in service
  • Service in Public sector, GLC Companies and GLC Subsidiary

Documents Required

New Application

Repeated / Overlapping

Copy of MyKad/MyTentera

Latest 3 months salary slip

Latest 3 months Bank Statements of salary crediting account


And at least one (1) of the following:
  • Confirmation letter from employer
  • EA Form




Effective Rate

Flat Rate

1-10 years

5.16%- 10.00% Per annum

2.72%- 5.86% Per annum

  • Biro Perkhidmatan Angkasa (BPA)
  • Salary Deduction
  • Salary Transfer to Bank Rakyat
  • Electronic Payment