- Amount of financing up to RM200,000
- Financing tenure up to 10 years
- Takaful coverage is optional
- No guarantor
- Fixed or floating profit rate
- Malaysian citizen
- Minimum age of 18 years and maximum 60 years old (at the end of the financing tenure)
- Minimum fixed monthly income of RM1,000 including fixed allowances
- Minimum of three (3) months in service
- Service in Public sector, GLC Companies and GLC Subsidiary
|
Documents Required |
New Application |
Repeated / Overlapping |
|---|---|---|
| Copy of MyKad/MyTentera |
√ |
√ |
| Latest 3 months salary slip |
√ |
√ |
| Latest 3 months Bank Statements of salary crediting account |
√ |
|
And at least one (1) of the following:
|
√ |
|
|
Tenure |
Effective Rate | Flat Rate |
| 1-10 years | 5.30% - 10.52% Per annum |
2.89% - 6.21% Per annum |
- Biro Perkhidmatan Angkasa (BPA)
- Salary Deduction
- Salary Transfer to Bank Rakyat
- Electronic Payment