Personal Financing-i Public Sector

  • Financing amount up to RM200,000
  • Financing tenure of up to 10 years
  • Takaful coverage is optional
  • Malaysian citizen
  • Minimum age of 18 years and maximum 60 years old at the end of the financing tenure
  • Minimum fixed monthly income of RM1,000 including fixed allowances
  • Minimum of three (3) months in service

Documents Required

New Application

Repeated / Overlapping

Copy of MyKad/MyTentera

Latest 3 months salary slip

Latest 3 months Bank Statements of salary crediting account


And at least one (1) of the following:
  • Confirmation letter from employer
  • EA Form




Flat Rate

1-10 years

3.05% - 6.53%

  • Biro Perkhidmatan Angkasa (BPA)
  • Salary Deduction
  • Salary Transfer to Bank Rakyat
  • Electronic Payment