Term Deposit-i Account

  • Shariah Concept Tawarruq
  • Minimum deposit RM 500 (2 to 60 months)
  • Minimum deposit RM 5,000 (1 month)
  • Members of the Bank Rakyat offered 0.1% higher than the benefits offered to the public
  • Competitive profit rates
  • Profit rate is determined during opening of an account
  • Deposit Certificates may be used as collateral for other Shariah compliance financing
  • Deposit of more than RM 5,000 profit is paid monthly
  • Automatic renewal upon request
  • Takaful coverage
  • Individuals (individual, joint or trust)
  • Private and Government corporate company
  • Cooperatives that are established and registered in Malaysia
  • Charities / Club / Association that are established and registered in Malaysia
  • Government Agencies
  • For individuals or joint accounts MyKad

 Replacement of lost Certificates

RM 10.00 (stamp duty)

Term (Month) /

Product Code

Deposit Account-i

Individual / Coop (51, 52, 63, 89, 99)

1

 3.30

2

 3.35

3

3.38

4

3.40

5

3.45

6

3.50

7

3.52

8

3.58

9

3.60

10

3.65

11

3.68

12

3.70

15

3.75

18

 3.80

24

 3.85

36

 3.95

48

 4.05

60

 4.30

> 60

Please visit any Bank Rakyat branches or contacts our Call Center at 1 300 80 5454
DIGITAL 1740x400_AKAUN DEPOSIT BERJANGKA-i