Smart Biz Premise-i

  • To part finance purchase property for business purposes
  • No expiry date for application
  • The property is 100% completed
    with CCC issued
  • Under construction property is for developer of Tier 1
  • Group only
  • Property Location
    The facility is only for property in Klang Valley area
  • Tenure of Financing
    • Minimum : 5 years
    • Maximum : 20 years
      (or sole proprietor / partnership when the key promoter, owner reaches the age of 65 years old whichever is earlier
  • Financing Limit
    • Minimum: RM250,000
    • Maximum: RM5,000,000
  • Purpose of Financing
    • Customers who seek to acquire or refinance commercial premises within prime and selected locations for own occupation
    • Customers having good payment track record of secured term financing with other Financial Institutions and wish to refinance
  • Margin of Financing
    Financing up to 90%
  • For Sdn. Bhd.,
    Jointly and several Guarantee by all directors