- Under construction
- Completed / Auction / Subsale
- Refinancing
- Legal fees, valuation costs and stamp duty to be borne by Bank up to 2.5% from approved financing amount.
- Malaysian Citizen
- Not bankrupt
- No bad records with any other Banks or financial institutions
- Age not less than 18 years old on the date of application and not more than 70 years old at the end of financing tenure
- Joint Application is allowed and must be related / direct family members :
- Husband / Wife
- Parents
- Children
- Siblings
| Category | Documents |
|---|---|
| Fixed Income | • Copy of MyKad; or • Authority Card (Police/Military) • Latest 3 consecutive months salary slips • Latest 3 months of bank statement • Latest EPF statement/EA form • Confirmation Letter of Employment |
| Non-Fixed Income (Source from Business) | • Copy of MyKad; or • Authority Card (Police/Military) • Latest 6 months of bank statement (Individual / Business) • Business registration / Form 24 or 49 • B Form with Payment Receipt |
| Property Documents | • Sale & Purchase Agreement • Copy of Title • Offer to Purchase from Developer • Booking Receipt • Memorandum of Sale: Auction • Valuation Report: Completed / Auction / Subsale / Refinancing / Constuction of House |
- Biro Perkhidmatan Angkasa
- Salary Deduction (PGM)
- Salary Transfer
- Electronic Payment
- MARGIN OF FINANCING Financing up to 95% including MRTT
- TENURE Maximum financing period 35 years or aged 70 years; whichever is earlier