- NO compounding element
- Zero Mark Up Rate on all overseas transactions (NO additional fees on currency exchange for overseas transactions)
- FREE Group Family Takaful Coverage. Coverage includes guaranteed payment of outstanding finances accrued through Credit Card-i usage.
- Annual Fee : WAIVED with NO condition
- Benevolence of RM 1,000
- LOW profit rate under the Credit Card-i Tiered Pricing Structure.
- Rakyat Rewards 1 point is given to cardholder every RM10 spent. The point would then be converted to cash at the rate of RM0.10 per 10 points.
- Shariah Concept : Shariah Murabahah (by adopting Tawarruq practice)
- 5% Cash Back on Airlines & Hotels Bookings (5% cash back is CAPPED at maximum amount of RM1,000 per annum)
- 5x Complimentary access a year to Plaza Premium Lounge in Malaysia
- Principal : 21 years old and above
- Supplementary : 18 years old and above
- Minimum Annual Income : RM60,000 and above
- Rakyat Xclusive members ONLY
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Copy of MyKad (Front & Back)/ Passport (for Principle cardholder / Supplementary cardholder) together with documents: |
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Government Servants: |
Copy of latest pay slip |
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Private Sector Employees: |
Copy of latest pay slip |
EA Form / EPF Statement (latest 6 months transactions) |
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Self employed: |
Copy of Business Registration |
Copy of latest 6 months bank's statement |
Copy of latest Form B |
Copy of Tax Payment Receipt |
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Monthly Salary with Commission Base: |
Copy of latest pay slip |
EA Form / EPF Statement (latest 6 months transaction) OR Copy of latest commission statement (6 months record) |
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NO Basic Pay, solely on Commission Base: |
Copy of latest pay commission statement (12 months record) |
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Expatriate: |
Copy of Bank Rakyat Saving Account-i |
Copy of contract confirmation letter from employer |
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Pensioner: |
Copy of pension statement (latest 12 months transactions |
Copy of 3 months Bank statement (showing the crediting of pension amount into the account) |
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- Cash
- Cheque
- Interbank GIRO (IBG)
- Online Banking
- ATM
- Instant Transfer
- Auto Debit