Credit Enhancer Scheme (Enhancer i) – Corporate Guarantee Corporation (CGC)

  • To assist entrepreneurs who have viable business but lack collateral
  • No expiry date for application
  • Malaysian-controlled or Malaysian
    owned businesses Company based on SME definitions
Guarantee Fee
2.40% to 4.00% p.a. for unsecured portion 2.10% to 3.20% p.a. for secured portion Payable annually
  • Financing Limit
    • Single borrower
      (based on individual company basis) is up to RM 10 Million
  • Purpose of Financing
    • For new and additional financing to support all requirements
    • For clean and partially secured financing
  • Tenure of Financing
    • Maturity Date of the facilities for Term Loan and other Fixed Loan
    • Maximum 2 years for OD and other facilities without fixed tenure subject to annual review
  • Maximum cover of up to RM3 million per borrower on the unsecured portion
  • 30% to 90% for secured portion
  • No maximum cover for secured portion
  • 30% to 80% for unsecured Portion