Home Financing-i Shop / Commercial Lots

  • Under Construction
  • Completed / Auction / Subsale
  • Higher margin of finance
  • Malaysian Citizen
  • Not bankrupt
  • No bad records with any other Banks or financial institutions
  • Age not less than 18 years old on the date of application and not more than 70 years old at the end of financing tenure
  • Joint Application is allowed. The applicants must be in relation as follow:
    • Husband / Wife
    • Parents
    • Children
    • Siblings

Category

Documents

Fixed Income • Copy of MyKad; or
• Authority Card (Police / Military)
• Latest 3 consecutive months salary slips
• Latest 3 months of bank statement
• Latest EPF statement / EA form
• Confirmation Letter of Employment
Non-Fixed Income (Source from Business) • Copy of NRIC; or
• Authority Card (Police / Military)
• Latest 6 months bank statement (Individual / Business)
• Business registration / Form 24 or 49
• B Form with Payment Receipt
Property Documents • Sale & Purchase Agreement
• Copy of Title
• Offer to Purchase from Developer
• Booking Receipt
• Memorandum of Sale: Auction
• Valuation Report: Completed / Auction / Subsale / Refinancing / Construction of House
Package Financing with MRTT
Shop / Commercial Lot  Financing Amount   Profit Rate 
Open BR + 1.50%
 
  • Base Rate (BR): 3.85%
  • MRTT = Mortgage Reducing Term Takaful
  • Biro Perkhidmatan Angkasa
  • Salary Deduction
  • Savings Account-i Deduction
  • Post Dated Cheque
  • Standing Instruction
  • Cash
  • MARGIN OF FINANCING Financing up to 90% including MRTT / Legal Fee / Valuation Cost
  • TENURE Maximum financing period 35 years or aged 70 years; whichever is earlier
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