- Under Construction
- Completed / Auction / Subsale
- Higher margin of finance
- Malaysian Citizen
- Not bankrupt
- No bad records with any other Banks or financial institutions
- Age not less than 18 years old on the date of application and not more than 70 years old at the end of financing tenure
- Joint Application is allowed. The applicants must be in relation as follow:
- Husband / Wife
- Parents
- Children
- Siblings
Category |
Documents |
---|---|
Fixed Income | • Copy of MyKad; or • Authority Card (Police / Military) • Latest 3 consecutive months salary slips • Latest 3 months of bank statement • Latest EPF statement / EA form • Confirmation Letter of Employment |
Non-Fixed Income (Source from Business) | • Copy of NRIC; or • Authority Card (Police / Military) • Latest 6 months bank statement (Individual / Business) • Business registration / Form 24 or 49 • B Form with Payment Receipt |
Property Documents | • Sale & Purchase Agreement • Copy of Title • Offer to Purchase from Developer • Booking Receipt • Memorandum of Sale: Auction • Valuation Report: Completed / Auction / Subsale / Refinancing / Construction of House |
- Biro Perkhidmatan Angkasa
- Salary Deduction
- Savings Account-i Deduction
- Electronic Payment
- MARGIN OF FINANCING Financing up to 90% including MRTT / Legal Fee / Valuation Cost
- TENURE Maximum financing period 20 years or aged 70 years; whichever is earlier