Welcome to Bank Rakyat » Credit Card-i Gold

NO compounding element
Zero Mark Up Rate on all overseas transactions (NO additional fees on currency exchange for overseas transactions)
FREE Group Family Takaful Coverage. Coverage includes guaranteed payment of outstanding finances accrued through Credit Card-i usage.
Annual Fee : WAIVED with NO condition
Benevolence of RM 1,000
LOW profit rate under the Credit Card-i Tiered Pricing Structure.
Rakyat Rewards 1 point is given to cardholder every RM10 spent. The point would then be converted to cash at the rate of RM0.10 per 10 points.
Shariah Concept : Shariah Murabahah (by adopting Tawarruq practice)

Profit Rebate (Tabung Rakyat Rewards). The rebate schedule as per below:

Descriptions	Year 1	Year 2	Year 3
Auto Debit facility	0.5 %	0.5 %	0.5 %
Good Paymaster	1.0 %	1.0 %	1.5 %
Other Bank Rakyat Financing Facility	0.5 %	1.0 %	1.0 %
Total Rebate *(Tabung Rakyat Rewards)*	2.0 %	2.5 %	3.0 %

Copy of MyKad (Front & Back)/ Passport (for Principle cardholder / Supplementary cardholder) together with documents:
Government Servants:	Copy of latest pay slip
Private Sector Employees:	Copy of latest pay slip		EA Form / EPF Statement (latest 6 months transactions)
Self employed:	Copy of Business Registration	Copy of latest 6 months bank's statement	Copy of latest Form B	Copy of Tax Payment Receipt
Monthly Salary with Commission Base:	Copy of latest pay slip	EA Form / EPF Statement (latest 6 months transaction) OR Copy of latest commission statement (6 months record)
No Basic Pay, solely on Commission Base:	Copy of latest pay commission statement (12 months record)
Expatriate:	Copy of Bank Rakyat Saving Account-i	Copy of contract confirmation letter from employer
Pensioner:	Copy of pension statement (latest 12 months transactions)		Copy of 3 months Bank statement (showing the crediting of pension amount into the account)

Credit Card-i Gold